| No. | Loan Details | CIBIL Score | Interest Rate(in %) |
|---|---|---|---|
| 1 | Unsecured Business Personal Loan(priority Loan) | Above 650 to 700 | 13.50% |
| CIBIL 701+ | 12.50% | ||
| 2 | Personal Loan Non Priority | above 650 to 700,CIBIL 701+ | 15.00% |
| CIBIL 701+ | 14.00% | ||
| 3 | Group Scheme Personal Loan | As Decided by Committee | Minimum 9% |
| 4 | Cash Credit |
1) Up to Rs. 5.00 Lakh (CIBIL Score 700+) 2) As per Credit Rating |
1) 12.50% 2) 9.50% to 12.50% |
| 5 | Gold Loan | Not Applicable | 10% |
| 6 | FD Loan |
1) Loan Amount Below ₹15 Lakh 2) Loan Amount Above ₹15 Lakh |
1) 2% Above FD Interest Rate 2) 1% Above FD Interest Rate |
| 7 | FD Loan Against Third Party Deposit | Not Applicable | 3% Above FD Interest Rate |
| 8 | Government Securities | Not Applicable | 12% |
| 9 | Women's Aatmanirbhar Scheme | Maximum up to ₹1 Lakh | 9% / 11% |
| 10 | Consumer Durable | Up to ₹1 Lakh, CIBIL Above 700 | 10% |
| 11 | Professionals (CA, Doctors, Engineers, Advocates, Architects, etc.) | CIBIL 700 Plus upto 5 lakh | 10% |
| 12 | Education Loan | 1)CIBIL 700 + upto 5 Lakh 2)above 5 lakh special category | 1)10% 2)9.5% |
| 13 | Housing Loan | CIBIL Above 700 | 8.75% |
| CIBIL below 651 to 700 | 9.50% | ||
| CIBIL below 650 | CIBIL below 650- consult to H.O. | ||
| 14 | Housing Resale property age above 20 yearty | CIBIL between 650-750 | 12.00% |
| 15 | Housing Resale property age above 20 year | CIBIL above 750 | 11.50% |
| 16 | Personal Four Wheeler Vehicle Loan | CIBIL above 750 | 8.50% |
| 17 | Personal Four Wheeler Vehicle Loan | CIBIL 700-750 | 9.50% |
| 18 | Personal Four Wheeler Vehicle Loan | CIBIL 650-700 | 10.00% |
| 19 | Commercial Vehicle Loan below 30 lakh | 650 - 700 | 11.50% |
| 650-749 | 11.00% | ||
| Above 750 | 10.00% | ||
| 20 | Commercial Vehicle Loan above 30 lakh | CIBIL Above 750 | 10.50% |
| CIBIL 650-749 | 11.50% | ||
| 21 | Used Personal Vehicle loan upto 15 lakh | CIBIL above 700 | 10.50% |
| 22 | Used Commercial Vehicle Loan for Bus and Truck under 5 years upto 30 lakh | CIBIL Above 700 | 11.50% |
| 23 | Term Loan ( LAEP ) | As per Credit Rating and CIBIL for priority loans | 9.50% to 12.50% |
| Above 700 for domestic purpose | 13.00% | ||
| 24 | Term Loan ( LAEP ) | CIBIL between 650 to 700 for domestic purpose | 13.50% |